The point of the table on the right is that if you can achieve some level of earnings of, say $100 a week, and you can find ways to increase your earnings by 5% each week, after a year you'll be earning nearly $6,000 a month!
|
The first thing is to understand the implications of the projection below. Suppose you're earning $100 a week from your Internet activities and you find ways to increase this by 5% every week, giving the following projection: Week Earnings 1 100.00 2 105.00 3 110.25 4 115.76 5 121.55 6 127.63 7 134.01 8 140.71 9 147.75 10 155.13 11 162.89 12 171.03 13 179.59 14 188.56 15 197.99 16 207.89 17 218.29 18 229.20 19 240.66 20 252.69 21 265.33 22 278.60 23 292.53 24 307.15 25 322.51 26 338.64 27 355.57 28 373.35 29 392.01 30 411.61 31 432.19 32 453.80 33 476.49 34 500.32 35 525.33 36 551.60 37 579.18 38 608.14 39 638.55 40 670.48 41 704.00 42 739.20 43 776.16 44 814.97 45 855.71 46 898.50 47 943.43 48 990.60 49 1040.13 50 1092.13 51 1146.74 52 1204.08 53 1264.28 54 1327.50 55 1393.87 56 1463.56 After one year you would be earning $1,463.56 per week, or nearly $6,000 per month! |
To get a sense of the kind of exponential earnings that can be achieved, as soon as you've joined as a MegaBooster member, check our the back-end programs called "Double Your Way to a Million" and "Linkity Split."
"Multiple exponential income streams" is an important Money-Power Factor! Among other things, MegaBooster is a tool you use to create multiple income streams -- and to grow at least some of them exponentially.
Ideally, you want to develop income streams in each of a dozen or more programs. "Multiple" is most important because no program continues to perfrom forever. You absolutely need diversification!
"Exponential" is also important. Ideally you want as many of the income streams as possible growing every week or month.
By following one of the plans below, you can reach a certain level of weekly or monthly earnings in each of several programs. Then you can achieve exponential growth through 4 factors:
(Note: Many of the details below will only make sense once you've joined as a MegaBooster member and you've examined the back-end programs referred to. If you're not yet a member, we suggest you skim the plans below to get a general impression. Once you've joined as a MegaBooster member, you can return to this page and use the suggested plans as a basis for constructing your own plan.)
PLAN #1 - STARTING WITH NO MONEY
Believe it or not, you can start with no money and build a substantial income without risking a penny, following a series of steps along these lines:
PLAN #2 - STARTING WITH AROUND $100
PLAN #3 - STARTING WITH AROUND $500 OR MORE
PLAN #4 - STARTING WITH THE MOST POPULAR PROGRAMS
MegaBooster has a "program rating system" in which all members are encouraged to participate. The "overall program ratings" indicate which are the most popular back-end programs. There are also "join totals" for each back-end program, telling you how many of our members have joined each back-end program. You could join the most popular programs first. (Note that when a new prohram is added to MegaBooster, it's initial rating will be low.
PLAN #5 - IF YOU'RE ABLE AND WILLING TO RISK/SPEND MONEY, BUT NOT TIME
Once you've joined MegaBooster as a member, check out the programs in the "Public - Money-Making" and the "HYIP & Private and/or Confidential" category. For example, TurnKeyPC. You could spend $140 per month and receive an income of $1,275 or more per month, after 9 months! There are several other programs you can earn money with as a "passive investor."
PLAN #6 - TESTING, LEARNING, AND IMPROVING
This is really an overall strategy, rather than a specific plan. MegaBooster has a sophisticated "tracking-code" system you can use to test different kinds of marketing in order to learn what works best. It's vital that you test your marketing! It's important to review the MegaBooster website from time to time. You may discover more and more things you can implement to become more successful. In particular, you may be able to increase your money-making power by a factor of 10 or more, if you apply "Factor IG" and learn and implement our "MillionMaker Duplication Technology!"
A WEALTH of INFORMATION, PRACTICAL GUIDANCE, and RESOURCES is provided to MegaBooster members to implement plans such as the above and to OVERCOME any OBSTACLES that might get in the way. The main purpose of the following article is to provide more information on compounding and money management.
RICH MAN, POOR MAN (The Power of Compounding)
Richard Russell, author of the Dow Theory Letters, has written a most important article on "The Power of Compounding":
MAKING MONEY: The most popular piece I've published in 40 years of writing these Letters was entitled, "Rich Man, Poor Man." I have had dozens of requests to run this piece again or for permission to reprint it for various business organizations.
Making money entails a lot more than predicting which way the stock or bond markets are heading or trying to figure which stock or fund will double over the next few years. For the great majority of investors, making money requires a plan, self-discipline and desire. I say, "for the great majority of people" because if you're a Steven Spielberg or a Bill Gates you don't have to know about the Dow or the markets or about yields or price/earnings ratios. You're a phenomenon in your own field, and you're going to make big money as a by-product of your talent and ability. But this kind of genius is rare.
For the average investor, you and me, we're not geniuses so we have to have a financial plan. In view of this, I offer below a few items that we must be aware of if we are serious about making money.
Rule 1: Compounding: One of the most important lessons for living in the modern world is that to survive you've got to have money. But to live (survive) happily, you must have love, health (mental and physical), freedom, intellectual stimulation -- and money. When I taught my kids about money, the first thing I taught them was the use of the "money bible." What's the money bible? Simple, it's a volume of the compounding interest tables.
Compounding is the royal road to riches. Compounding is the safe road, the sure road, and fortunately, anybody can do it. To compound successfully you need the following: perseverance in order to keep you firmly on the savings path. You need intelligence in order to understand what you are doing and why. And you need a knowledge of the mathematics tables in order to comprehend the amazing rewards that will come to you if you faithfully follow the compounding road. And, of course, you need time, time to allow the power of compounding to work for you. Remember, compounding only works through time.
But there are two catches in the compounding process. The first is obvious -- compounding may involve sacrifice (you can't spend it and still save it). Second, compounding is boring -- b-o-r-i-n-g. Or I should say it's boring until (after seven or eight years) the money starts to pour in. Then, believe me, compounding becomes very interesting. In fact, it becomes downright fascinating!
In order to emphasize the power of compounding, I am including this extraordinary study, courtesy of Market Logic, of Ft. Lauderdale, FL 33306. In this study we assume that investor (B) opens an IRA at age 19. For seven consecutive periods he puts $2,000 in his IRA at an average growth rate of 10% (7% interest plus growth). After seven years this fellow makes NO MORE contributions -- he's finished.
A second investor (A) makes no contributions until age 26 (this is the age when investor B was finished with his contributions). Then A continues faithfully to contribute $2,000 every year until he's 65 (at the same theoretical 10% rate).
Now study the incredible results. B, who made his contributions earlier and who made only seven contributions, ends up with MORE money than A, who made 40 contributions but at a LATER TIME. The difference in the two is that B had seven more early years of compounding than A. Those seven early years were worth more than all of A's 33 additional contributions.
This is a study that I suggest you show to your kids. It's a study I've lived by, and I can tell you, "It works." You can work your compounding with muni-bonds, with a good money market fund, with T-bills or say with five-year T-notes.
Rule 2: DON'T LOSE MONEY: This may sound naive, but believe me it isn't. If you want to be wealthy, you must not lose money, or I should say must not lose BIG money. Absurd rule, silly rule? Maybe, but MOST PEOPLE LOSE MONEY in disastrous investments, gambling, rotten business deals, greed, poor timing. Yes, after almost five decades of investing and talking to investors, I can tell you that most people definitely DO lose money, lose big time -- in the stock market, in options and futures, in real estate, in bad loans, in mindless gambling, and in their own business.
RULE 3: RICH MAN, POOR MAN: In the investment world the wealthy investor has one major advantage over the little guy, the stock market amateur and the neophyte trader. The advantage that the wealthy investor enjoys is that HE DOESN'T NEED THE MARKETS. I can't begin to tell you what a difference that makes, both in one's mental attitude and in the way one actually handles one's money.
The wealthy investor doesn't need the markets, because he already has all the income he needs. He has money coming in via bonds, T-bills, money market funds, stocks and real estate. In other words, the wealthy investor never feels pressured to "make money" in the market.
The wealthy investor tends to be an expert on values. When bonds are cheap and bond yields are irresistibly high, he buys bonds. When stocks are on the bargain table and stock yields are attractive, he buys stocks. When real estate is a great value, he buys real estate. When great art or fine jewelry or gold is on the "give away" table, he buys art or diamonds or gold. In other words, the wealthy investor puts his money where the great values are.
And if no outstanding values are available, the wealthy investors waits. He can afford to wait. He has money coming in daily, weekly, monthly. The wealthy investor knows what he is looking for, and he doesn't mind waiting months or even years for his next investment (they call that patience).
But what about the little guy? This fellow always feels pressured to "make money." And in return he's always pressuring the market to "do something" for him. But sadly, the market isn't interested. When the little guy isn't buying stocks offering 1% or 2% yields, he's off to Las Vegas or Atlantic City trying to beat the house at roulette. Or he's spending 20 bucks a week on lottery tickets, or he's "investing" in some crackpot scheme that his neighbor told him about (in strictest confidence, of course).
And because the little guy is trying to force the market to do something for him, he's a guaranteed loser. The little guy doesn't understand values so he constantly overpays. He doesn't comprehend the power of compounding, and he doesn't understand money. He's never heard the adage, "He who understands interest -- earns it. He who doesn't understand interest -- pays it." The little guy is the typical American, and he's deeply in debt.
The little guy is in hock up to his ears. As a result, he's always sweating -- sweating to make payments on his house, his refrigerator, his car or his lawn mower. He's impatient, and he feels perpetually put upon. He tells himself that he has to make money -- fast. And he dreams of those "big, juicy mega-bucks." In the end, the little guy wastes his money in the market, or he loses his money gambling, or he dribbles it away on senseless schemes. In short, this "money-nerd" spends his life dashing up the financial down-escalator.
But here's the ironic part of it. If, from the beginning, the little guy had adopted a strict policy of never spending more than he made, if he had taken his extra savings and compounded it in intelligent, income-producing securities, then in due time he'd have money coming in daily, weekly, monthly, just like the rich man. The little guy would have become a financial winner, instead of a pathetic loser.
RULE 4: VALUES: The only time the average investor should stray outside the basic compounding system is when a given market offers outstanding value. I judge an investment to be a great value when it offers (a) safety; (b) an attractive return; and (c) a good chance of appreciating in price. At all other times, the compounding route is safer and probably a lot more profitable, at least in the long run.
On the one hand, the HYIP-type programs promoted through MegaBooster are much
more risky than anything Richard Russell (author of the above article) would touch. On the other hand, there are several MegaBooster back-end
programs where you risk a small amount, and then can earn a great deal by building your downline. It may be a good idea to use
MegaBooster and its back-end programs to generate "surplus income," some of which you periodically set aside to invest and compound
in the kinds of safer investments Richard Russell writes about.
The purpose of the following two tables is to illustrate more possibilities related to compounding.
What Can High Returns Do For You?
(Note: Usually no single program can sustain very high returns, such as those below, for very long. However, by diversifying and referring others, extraordinarily high returns can be achieved over substantial periods.)
To get an idea of how your earnings can grow with high returns, consider the table below. Assume that you start with $1,000, which you invest in a number of high-yield programs that pay you an average of 30% per month. You reinvest half the profits and keep the other half.
Month..Capital...+30% Prof..15% Inv..15% Net 1.......1000.....1300.......150......150 2.......1150.....1495.......172......172 3.......1322.....1719.......198......198 4.......1520.....1977.......228......228 5.......1749.....2273.......262......262 6.......2011.....2614.......301......301 7.......2313.....3006.......346......346 8.......2660.....3458.......399......399 9.......3059.....3976.......458......458 10......3517.....4573.......527......527 11......4045.....5259.......606......606 12......4652.....6048.......697......697 13......5350.....6955.......802......802 14......6152.....7998.......922......922 15......7075.....9198......1061.....1061 16......8137....10578......1220.....1220 17......9357....12164......1403.....1403 18.....10761....13989......1614.....1614 19.....12375....16088......1856.....1856 20.....14231....18501......2134.....2134 21.....16366....21276......2454.....2454 22.....18821....24467......2823.....2823 23.....21644....28138......3246.....3246 24.....24891....32358......3733.....3733
After 2 years, your capital will be $24,891 and you'll put $3,733 in your pocket every month!
If you invest in a number of programs that pay you an average of 40% per month, it gets even better!
Month..Capital...+40% Prof..20% Inv..20% Net 1.......1000.....1400.......200......200 2.......1200.....1680.......240......240 3.......1440.....2016.......288......288 4.......1728.....2419.......345......345 5.......2073.....2903.......414......414 6.......2488.....3483.......497......497 7.......2985.....4180.......597......597 8.......3583.....5016.......716......716 9.......4299.....6019.......859......859 10......5159.....7223......1031.....1031 11......6191.....8668......1238.....1238 12......7430....10402......1486.....1486 13......8916....12482......1783.....1783 14.....10699....14979......2139.....2139 15.....12839....17974......2567.....2567 16.....15407....21569......3081.....3081 17.....18488....25883......3697.....3697 18.....22186....31060......4437.....4437 19.....26623....37272......5324.....5324 20.....31947....44727......6389.....6389 21.....38337....53672......7667.....7667 22.....46005....64407......9201.....9201 23.....55206....77288.....11041....11041 24.....66247....92746.....13249....13249
After 2 years, your capital will be $66,247 and you'll put $13,249 in your pocket every month!
Note: The above are theoretical projections for illustration only. Results achieved by specific individuals may vary widely, depending on money and risk management strategies followed, individual program successes and failures, and other factors.
Offhand, you may think, "It's absurd to think in terms of returns such as
30% or 40% per month! You must be out of your mind!" Well, let me give you an example: One of the MegaBooster back-end programs is
called "CPU Investments." It pays 0.7% per day on your money (automatic compounding option available). 0.7% per day, compounded,
doubles your money in about 100 days. By all accounts, CPUI seems like a stable and reliable program that could continue performing
for years to come. CPUI also pays you 0.2% per day on the money of your referrals. You need to put in at least $100 of your own
money to earn referral bonuses. On your own $100 you earn about $24 per month (compounded). Suppose you refer 10 people, who on
average each also puts in $100 for a total of $1,000. At 0.2% per day, this earns you another $60 per month -- for a total of $84.
Bingo! You're now earning 84% per month on your money. Of course, you have to do some marketing work to achieve this.
The CPUI example also illustrates that it's safer to achieve high returns and compounding by marketing and benefiting from "OPM" (other
people's money).
The following article has been adapted from the original at http://www.xandara.com/index2.html. For an interview with the author, see
"HYIP & MONEY SUCCESS INTERVIEW." The article below
illustrates some very interesting things about compounding that only become evident when you "run the numbers."
HOW LONG DOES IT TAKE TO BECOME A MILLIONAIRE?
Let's assume you start with $500 to invest.
Although you can invest in some HYIPs with as little as $10 or $20, you would probably want to invest at least
$500 to provide some basic diversification.
Do not use money you must have for rent or food. If you must start with less, resign yourself to the possibility that you
could lose your whole stake, and have to start over again. If you are persistent ,and play the odds correctly, you will win in
the end. I lost every penny I put in to the first two HYIPs I tried, but I have made that money back many times over since then.
Here is how long it would take to go from $500 to $1,000,000 at various rates of interest compounded monthly using an online High Yield Investment Program.
5%________Forever! (Almost)
10%_______6 years 8 months
15%_______5 years 6 months
17.5%_____ 4 years
20%_______3 years 6 months
30%_______2 years 5 months
40%_______1 year 11 months (2 million dollars in 2 years, 1 month)
50%_______1 year 7 months
60%_______1 year 5 months
70%_______1 year 3 months
80%_______1 year 1 month
90%_______1 year
100%______11 months
110%______11 months
120%______10 months
130%______10 months (+2 weeks)
140%______9 months
150%______9 months
There are some interesting things to learn from this chart.
From 5% to 10% there is a massive drop in time, there is another pretty big drop at 20%, a smaller but worthwhile
drop at 30%, again at 40% and marginly at 50%, but from there on, each 10% more has a rather small effect.
>From 80% to 150% notice that even though you have almost double the interest (added 70% to it), you only shave 4 months off the
time (reduced the time it takes by about 30%)
Making a bar graph of the above (with 10%, 20%, 30% up to 100%) will show you what the best percentages are -- it's VERY revealing!
The graph shows us very clearly that between 30% and 50% is the best range.
However 20% is a big advantage over 10% that's for sure, and is the first really worthwhile interest level.
EXAMPLE
OK, let's assume you join an HYIP that pays 40% interest per month (Compounded).
How long will it take you to get to 1 million:
Starting
with .05c________4 years 3 months
with .50c________3 years 8 months
with $5 _________3 years 1 month
with $50 ________2 years 6 months
with $500 _______1 year 11 months
with $5000 ______1 year 4 months
with $50,000_____9 months
with $500,000____3 months
Time in Months----------------------Starting Principal
llllllllllll llllllllllll llllllllllll llllllllllll lll $0.05
This shows, surprisingly enough, that starting with lots more money really doesn't speed it up all that much!
If you want to diversify, it is important to remember that you will be hard pressed to invest in more than one
program with much less than about $150, although there are some good programs that have minimums in the range of $10 to $50.
Notice that 500,000 is ten million times more than 5c, yet 5c only takes 17 times
longer to reach the same goal!
This exercise has yielded some interesting results.
1: Even if you are starting with less money, it will only take about 1 year longer to get to the 1 million dollar point.
2: While high interest rates are tempting, and there are other good reasons for going after high interests such as closing the
"risk window" as soon as possible, you don't really need to go above 40%, and even 20% isn't too bad.
Much above 40% and it is extremely likely that the program is a scam or will get overextended at some time
and fail. All it takes is a couple of bad trades, or an ugly rumor, for even a good program to get squeezed for
liquidity. Once the investers begin to scream and run to the terrocrats, ("gutterment") for "help" even the best principals may
find it the better part of valor to run with the money.
(More interest is desirable of course, but so is less risk.)
With only $50 and 30% interest per month (compounded) in a program such as Westside Holdings nNow defunct), you are
a millionaire in 3 years and 2 months! That is not to imply that I would simply rely on any single program to get my million
dollars. One primary rule is that no one can ever be 100% sure which program will last more than another week. It is all
probabilities. Please remember that. Drill it into your head. It isn't about being right every time. I don't always pick winners.
I don't know anyone else in this business who does. You only need to learn to avoid the worst crooks and scams, and be right more
often than you are wrong, and remember to spread the risk. Have a little faith. Not all your fellow men are crooks. It only takes
a couple of legit, well-managed funds, to more than make up for a couple of losers.
OK, let's look at the numbers. At $50,000 with 100% interest compounded every month, you are a millionare in 5 months.
At $50 (one thousandth) with less than one third the interest (30%) compounded every month you are a millionare in 3 years 2 months,
only 7.6 times longer, yet much less principal (1/1000th) and much less risk!
And once you get to 1 mil, or even better, a bit over, 7% a month is enough to spend 1 million a year and still have your
money well outpace inflation.
So, if someone wanted to get to 1 million dollars (who doesn't?) and has the patience to wait a few years, and also wants to be
pretty sure they will get there rather than losing their money, and doesn't want to risk too much, I think about $500 at 20%
average per month is a good bet -- it will take only 3 years 6 months to become a millionare.
Now, I have lost money on a couple of HYIPs on the Internet. As a matter of fact it was the first two HYIP programs I invested
in, spoken highly of by others. Both went down within a couple of weeks of my investing, and I never got a penny back. It almost
ended my HYIP investing career right then and there. However, I have also lost even more on several MLM type opportunities, in
which I invested ten times as much. And that was after a lot of long 18-hour days posting ads on the Internet, search engine
optimizing, etc. Believe me, I will now take a well researched HYIP any day over that.
A good, and probably the best, argument as to why you should go for high yields, is to close the "risk window" fast. (Recover
the capital you risk on any program as soon as possible!) This can be important at the start so you can use profits to
diversify. Later you will want more security and you will have a broader base of more secure lower paying programs to provide it.
You can go on vacation without worrying that your Very High Yield risky fund has collapsed and taken a large percentage of your
"float" with it.
Of course all the above is based on the assumption that something that gives a 60% interest per month is more than 3 times
riskier than 20%. (and will have less than 1/3rd the life span). Not always true, but a rule of thumb. You have got to remember
that none of these is like the "invest and forget about it" rules of conventional 3% a year federally insured bank accounts. It
is like being an independent adult. You can lose. No one is going to take that loss for you. But let me tell you this, the rewards
are much greater also, and they are ALL yours when you earn them through your own self-discipline, persistence, and
experience.
llllllllllll llllllllllll llllllllllll llllllllllll $0.50
llllllllllll llllllllllll llllllllllll l $5
llllllllllll llllllllllll llllll $50
llllllllllll lllllllllll $500
llllllllllll llll $5,000
lllllllll $50,000
lll $500,000
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